INDERPAL SINGH A/L SIMINDER SINGH v MSIG INSURANCE (MALAYSIA) BHD

wa-22ncc-561-12-2021 High Court (Mahkamah Tinggi) 19 May 2025 • WA-22NCC-561-12/2021 • 30 min read

4 cases cited (0 SG, 4 foreign)

Catchwords

Damage insurance indemnity claim – Road traffic accident – Where insurer alleged fraudulent claim – Breach of contract – Negligence – Conflicting forensic expert evidence – Probability based on totality of evidence – Notice to agent constitutes valid notice to insurer – Burden of proof to show notification not made within required period – Corroboration of witnesses and contemporaneous documents – Whether minor discrepancies in witness’s testimonies would undermine credibility or narratives – No material discrepancies – Whether inconsistencies go to root of claim – The principle of utmost good faith in insurance contracts – Where allegation was made with no contrary evidence – Burden of proof of Fraud – Absence of election under insurance policy

Judges (1)

Wan Muhammad Amin bin Wan Yahya Delivered

Counsel (9)

Chambers of Firdaus Firm Lovelace & Hastings Firm Danesh Ram Aggarwal Counsel Plaintiff David Samuel Counsel Plaintiff Mithurran Ravinthiran Counsel Plaintiff R. Thanasegar Ramasamy Counsel Plaintiff Samreet Singh Sagoo Counsel Defendant Sheena Stephanie Sebastian Counsel Plaintiff Theebadarshini Retnakumar Counsel Defendant

Parties (2)

Inderpal Singh a/l Siminder Singh Plaintiff Msig Insurance Bhd Defendant

Case Significance

INDERPAL SINGH A/L SIMINDER SINGH v MSIG INSURANCE (MALAYSIA) BHD is a High Court (Mahkamah Tinggi) decision dated May 19, 2025 (citation: wa-22ncc-561-12-2021). The case was decided by Wan Muhammad Amin bin Wan Yahya.

What was the outcome of INDERPAL SINGH A/L SIMINDER SINGH v MSIG INSURANCE (MALAYSIA) BHD?

INDERPAL SINGH A/L SIMINDER SINGH v MSIG INSURANCE (MALAYSIA) BHD is a High Court decision dated May 19, 2025. The case was heard by Wan Muhammad Amin bin Wan Yahya. See the full judgment for details.

Cases Cited (4)

UK (1)

[2016] 4 All ER 907

MY (3)

[2006] 1 CLJ 1 [2015] 5 MLJ 1 [2019] 4 MLJ 14

Judgment

Read the full judgment on the official Malaysia Courts portal.

Read on eJudgment

Source: eJudgment (wa-22ncc-561-12-2021)