ETIQA GENERAL INSURANCE BERHAD v 1. ) MOHAMAD SHAHFIZAL BIN ABDUL RASHID 2. ) REJAUL

wa-24ncc-265-05-2023 High Court (Mahkamah Tinggi) 7 November 2023 • WA-24NCC-265-05/2023 • 22 min read

6 cases cited (0 SG, 6 foreign)

Catchwords

Insurance - Motor insurance - Road Transport Act 1987, s. 96(3) - Timing of policy - Policy purchased after accident - Commencement time specified in Policy Schedule - Declaratory relief sought by insurer - Duty of utmost good faith (uberrimae fidei) - Non-disclosure of material facts - Financial Services Act 2013, Schedule 9 - Failure to disclose pre-existing accident when purchasing policy - Statutory right of insurer to seek declaration - Effect of Motor Insurers' Bureau Agreement - Remedies available to third party claimant

Practice Areas

Judges (1)

Wan Muhammad Amin bin Wan Yahya Delivered

Counsel (6)

N M Tiong & Co Firm Sabarudin Othman & Ho Firm Harjinder Singh a/l Kuldip Singh Counsel Plaintiff Nur Erina Binti Khairul Annuar Counsel Plaintiff Samantha Sam Huey Lee Counsel Plaintiff Wong Weng Foong Counsel Defendant

Parties (3)

ETIQA GENERAL INSURANCE BERHAD Applicant Mohamad Shahfizal bin Abdul Rashid Respondent Rejaul Respondent

Statutes Cited

Road Transport Act 1987 (Cap 333)

Cases Cited (6)

MY (6)

[1964] 30 MLJ 5 [1964] MLJ 453 [1992] 1 CLJ 330 [2018] 9 CLJ 691 [2019] 8 CLJ 380 [2020] MLRA 56

Judgment

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Read on eJudgment

Source: eJudgment (wa-24ncc-265-05-2023)